Marcus by Goldman Sachs is an attempt in the online banking sphere that began its operation in 2016, as a division of the widely known investment bank Goldman Sachs. It provides the following a consumer financial products: personal loan, high yield savings account, and certificates of deposit (CDs). It goes by the name Marcus after Marcus Goldman, the co-founder of the Wall Street titan Goldman Sachs, is dedicated to delivering simple, no-cost financial services
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Marcus by Goldman Sachs Reviews
Overall, employees have positive feedback about this company, and more importantly about Marcus by Goldman Sachs. It is for this reason that customers seem to love no charges, reasonable interest rates, and an application done online. The following is some of the pleasant remarks highlighted on the platform it is easy to use has also good customer service. it was observed that the best rates are available for clients with a maintained credit score, and the lack of checking account service could be disadvantageous for some.
Is Marcus by Goldman Sachs Safe?
Yes, the investment offered by Marcus by Goldman Sachs is safe. Being an offspring of Goldman Sachs, it leverages on the mother company’s relative solidity and good reputation. While operating, the platform ensures that customer’s individual data or the funds are under protected by means of encryption and security features. Also, the accounts existing in the Marcus platform are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum allowed amount.
Marcus by Goldman Sachs Savings Account
Marcus by Goldman Sachs Savings Account is the best because it is easy to make and take withdrawals on that account as well as getting the right amount of interest on the amount you save.
Marcus by Goldman Sachs savings account is an online savings account that comes with better-than-average interest rates compared to that of other standard savings accounts in the United States. The account does not incur any fees and one does not need to deposit any amount of money to open this account. This places it among the ideal deposit products for savers hoping to get more out of their money in terms of the interest rate.
Marcus by Goldman Sachs CD Rates
Here is what Marcus by Goldman Sachs has to offer on the CDs with great rates. They range from as short as six months to as long as six years and this enable the customer to make his preferences depending on the amount he wants to save. The interest rates that are given offer more returns than what one is likely to get from a normal bank hence making Marcus CDs suitable for long term investment.
Is Marcus by Goldman Sachs FDIC Insured?
Yes, Marcus by Goldman Sachs is absolutely insured and it is protected by the Federal Deposit Insurance Corporation FDIC. This means that Marcus savings account and Marcus CDs are protected to the legal limit of $250,000 per consumer, per depositary bank, per category of ownership. This insurance aims at giving a safety measure to depositors in case the bank goes under.
Marcus by Goldman Sachs Customer Service
Contact Marcus by Goldman Sachs customer service & support, technical assistance phone & email address.
Customer service of Marcus by Goldman Sachs is notable. As for the interaction with the team, users can employ phone numbers that are available every day of the week, as well as check the frequently asked questions, and turn to the online chat. Necessary information is also focusing on the proper organization of Marcus’s customer service and the effectiveness of the agents.
Marcus by Goldman Sachs Address
While Marcus by Goldman Sachs operates primarily online, its official mailing address is:While Marcus by Goldman Sachs operates primarily online, its official mailing address is:
Marcus by Goldman Sachs
11850 South Election Road
Draper, UT 84020
US Toll-Free: 1-855-730-7283
There is specific information left on the Marcus website for those who have more precise questions or need immediate assistance from the representatives of the company.
Sources
NerdWallet
MoneyGeek
Now Marcus By Goldman Sachs Official Site.